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 SBI EDUCATION LOAN FOR PILOT TRAINING

Eligible Courses:
All courses having employment prospects are eligible.
Graduation courses/ Post graduation courses/ Professional courses
Other courses approved by UGC/Government/AICTE etc.


Amount of Loan :
For studies in India, maximum Rs. 10 lacs
Studies abroad, maximum Rs. 20 lacs


Interest Rates :
(with effect from 27th June 2008)
For loans up to Rs.4 lacs - 0.50% below SBAR i.e.12.25% p.a. Floating
For loans above Rs. 4 lacs and upto Rs.7.50 lacs - 1.00% above SBAR 13.75 % Floating
For loans above Rs.7.50 lacs - SBAR - 12.75% p.a. Floating


Processing Fees:
No processing fee/ upfront charges
Deposit of Rs. 5000/- for education loan for studies abroad which will be adjusted in the margin money

Repayment Tenure:
Repayment will commence one year after completion of course or 6 months after securing a job, whichever is earlier.


Place of Study Loan Amount Repayment Period
in Years:

Studies in India Rs. 10.0 lacs 5-7
Studies Abroad Rs. 20.0 lacs 5-7

Security:
Amount For loans up to Rs. 10.00 lacs for Studies in India and up to Rs. 20.00 lacs for studies abroad
Up to Rs. 4 lacs No Security
Above Rs. 4 lacs to Rs. 7.50 lacs Collateral security in the form of suitable third party guarantee. The bank may, at its discretion, in exceptional cases, weive third party guarantee if satisfied with the net-worth/means of parent/s who would be executing the documents as "joint borrower".
Above Rs. 7.50 lacs.
Tangible collateral security of suitable value, along with the assignment of future income of the student for payment of installments.
All loans should be secured by parent(s)/guardian of the student borrower. In case of married person, co-obligator can be either spouse or the parent(s)/ parents-in-law

Margin:
For loans up to Rs.4.0 lacs : No Margin
For loans above Rs.4.0 lacs:
Studies in India: 5%
Studies Abroad: 15%

Contact Us

Website :

http://www.pilottraininginasia.com

http://www.pilottraininginasia.com/sbi

http://www.pilotsjobinasia.in

http://www.pilotsjobinasia.in/sbi

http://www.pilottraininginasia.in

http://www.pilottraininginasia.in/sbi


Email : sbi@pilottraininginasia.in





 









 

    
         
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